The Best Mattress for the Money in 2026

UPDATED

Shopping for a quality, affordable mattress is overwhelming. Even if you’re willing to spend a little extra for comfort and performance, it’s hard to judge which beds will give you your money’s worth.

To help, we’ll share our list of the best mattresses for the money. We’ll also explain what to look for in a mattress, provide tips on finding the best deals, and answer frequently asked questions. 
For a more comprehensive guide to mattress shopping, check out our picks for the best mattress of 2025. Also, those who want to save money by shopping online should be sure to read our guide to the best online mattresses.

Our Top Picks

Best Overall Mattress

Saatva Classic

9.4/10

$300 off orders of $1,000 or more

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The Saatva Classic has a sophisticated design that includes plush foam layers over a coil-on-coil system. The result is a bed that excelled in multiple performance areas during our tests. The different firmness and height options make this a strong choice for many types of sleepers.

Ideal for Back Sleepers
Firmness Soft (3), Medium Firm (6), Firm (8)
Feel Bouncy, Supportive Surface
Value Fair Value

Most Comfortable Mattress

DreamCloud Classic Hybrid

8.2/10
DreamCloud Classic Hybrid

Up to 60% off mattresses + up to 66% off bundles

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The DreamCloud Classic Hybrid has a thick comfort system that offers excellent cushioning, while a thick coil base delivers sturdy support. Most sleepers on our team gave the bed high marks for overall comfort.

Ideal for Combination Sleepers
Firmness Medium Firm (6)
Feel Cushioned, Supportive Surface
Value Great Value

Best Mattress for Side Sleepers

Nectar Mattress

8.8/10
Nectar Mattress

Save up to 50% on mattresses + up to 66% off bundles

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If you’re looking for a foam bed without excessive sinkage, the Nectar Mattress strikes a nice balance. This model is firmer than many other foam beds we’ve tested, performing well with our side-sleeping testers who need pressure relief for the shoulders and hips and support for the lower back.

Ideal for Side Sleepers
Firmness Medium Firm (6)
Feel Close-Conforming Foam
Value Great Value

Best Mattress for Couples

Tuft & Needle Mint

8.6/10
Tuft & Needle Mint

15% off mattresses

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The Tuft & Needle Mint has a medium firm (6) feel that appealed to a wide range of testers on our team. The foam layers relieve pressure buildup and virtually eliminate motion transfer across the surface.

Ideal for Combination Sleepers
Firmness Medium Firm (6)
Feel Close-Conforming Foam
Value Good Value

Best Cooling Mattress

Cocoon Chill

7.7/10
Cocoon Chill

35% off mattresses with code: COCOON35

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The all-foam design of the Cocoon Chill is ideal for sleepers who need strong contouring to relieve painful pressure buildup. We also found the phase change material in the cover helps the bed run slightly cooler than competing foam beds.

Ideal for Hot Sleepers
Firmness Medium Firm (6)
Feel Close-Conforming Foam
Value Good Value

Compare Our Top Picks

Mattress Mattress Type Ideal For Value Sleep Trial
Saatva Classic Innerspring Back Sleepers Fair Value 365 Nights ($99 Return Fee)
DreamCloud Classic Hybrid Hybrid Combination Sleepers Great Value 365 nights (30-night requirement)
Nectar Mattress Foam Side Sleepers Great Value 365 nights
Tuft & Needle Mint Foam Combination Sleepers Good Value 100 nights
Cocoon Chill Foam Hot Sleepers Good Value 100 Nights (30-Night Requirement)

With the number of mattresses available today, it can be difficult to find one that is the best value for your money. Many factors determine a mattress’ overall value besides its price, including its quality, features, sleep trial and warranty length, and shipping details. A high-value mattress will cater to your needs or preferences in these different areas.

What Makes a Mattress a Good Value?

A mattress is a good value if it provides the support and features you need without exceeding your budget. Keep in mind that mattress cost is different from value. For example, an inexpensive mattress without pressure relieving properties won’t be a good value if you have back pain, no matter how little the cost. Similarly, if you aren’t a hot sleeper, spending extra money on a luxury cooling mattress won’t necessarily deliver a good return on investment. 

In order to find the best mattress for the money, consider your personal preferences and needs, including your budget.

What Affects the Price of a Mattress?

When it comes to mattresses, higher prices do not automatically mean higher quality. The cost of a mattress depends on a number of different factors.

Factor Description
Materials Generally, mattresses made from natural materials such as latex, cotton, and wool are more expensive than all-foam models. Hybrid beds with pocketed springs beneath comfort layers also tend to cost more.
Construction Mattresses with more complex construction tend to carry higher prices. Extra comfort layers, unique design elements, and proprietary features may all drive up the price of a bed.
Quality While price doesn’t correspond directly with quality, there is still a loose correlation between the cost of a mattress and how well it’s built. Often, more expensive mattresses use higher quality materials like high-density foam or organic latex, which increase the mattress’ performance and durability.
Size The bigger the mattress, the higher the price. For example, a couple could save money by choosing a queen size bed instead of a king.
Brand Well-known brands are often priced higher than ones fighting to make a name for themselves. Direct-to-consumer brands that sell exclusively online may offer extra savings compared to brands you’ll find in a physical store.
Special Features Special features such as advanced cooling technology and adjustable firmness are usually reflected in a mattress’ price.

Best Mattress Type for the Money

Mattress types are based on the materials used in their construction. Each material has different characteristics that affect the mattress’ performance and overall value. 

Foam

Foam mattresses are constructed from either memory foam, polyfoam, or a combination of the two. They adapt to hug the sleeper’s body and often provide excellent pressure relief. 

Foam mattresses are the most affordable type of bed, but they also vary the most in quality. For a good value foam mattress, opt for one that uses high-density foam, which is more durable. Also, hot sleepers should look for gel-infusions or breathable covers that help counter the material’s tendency to trap heat.

Hybrid

Hybrid mattresses consist of a coil support system with foam or latex comfort layers on top. They aim to provide a balance between the responsive support of innerspring mattresses and the adaptive pressure relief of foam. 

They tend to cost a bit more because of the complex construction, but they’ve become so common that it’s not hard to find affordable models. 

Latex

Latex is made from the sap of rubber trees, and provides a surprisingly bouncy surface that cushions and relieves pressure without contouring. Latex mattresses are more expensive, but  since the material is considerably more durable than foam, these beds can still be a good value for the money. 

Innerspring

Traditional innerspring mattresses consist of a base of coils, a thin comfort layer and a cover. They are breathable, extremely bouncy, and generally less expensive. However, they offer little in the way of cushion or pressure relief. 

Some mattresses labeled as innerspring may actually use hybrid elements like comfort layers, which can drive up the price. 

Airbed

Airbeds, not to be confused with air mattresses, allow you to adjust the firmness using a remote control or an app. Often, each side can be adjusted separately. This feature makes them a good choice for couples with wildly different firmness needs. However, because of the technology involved, Airbeds are considerably more expensive than other types of mattresses.

Potential Costs to Keep in Mind

When budgeting for a bed, it’s important to remember the potential costs beyond the mattress itself. These may involve shipping and delivery, setup, and returns. 

Many online retailers include free shipping and returns. A few include White Glove Delivery, where professionals set up the new bed and take away the old one. Others offer it for an additional fee. 
You may also need to purchase a bed frame or foundation, or new bedding, especially if your new mattress is a different size than the one you’re replacing.

Tips for Finding the Best Deal on a Mattress

Once you’ve chosen a mattress, there are a few tricks to find the best possible price.

Consider Shopping Online

Price often varies depending on where you buy a mattress

Going to a store allows you to try out the mattress and get help from a salesperson. Often, you can bring home a new mattress the same day. 

However, shopping online offers a wider selection, and often better prices. Specifically, many mattress-in-a-box companies have popped up in the last ten years that sell directly to the consumer to cut overhead costs and offer higher quality and lower prices. Many offer free shipping and generous sleep trials where you can try out the mattress risk-free.

Utilize Sleep Trials and Warranties

Sleep trials and warranties both add value to the mattress by providing peace of mind. 

Sleep trials allow a specified number of nights where you can try out the mattress and return it for a full refund if you’re not satisfied. These range anywhere from 30 to 365 nights. Often, the feel of a mattress changes as you break it in, so sleep trials are a great way to ensure that your mattress meets your expectations over time. 

Warranties protect against manufacturing defects, and may range anywhere from a year to a lifetime. Make sure to read the company’s policies for the warranty and sleep trial before making the purchase.

Shop Sales and Discounts

Mattress companies offer major sales and discounts during holidays, with the deepest price cuts arriving at Black Friday and Cyber Monday. Also, you can find coupons and discounts online year-round, and many companies offer price matching.

Take Advantage of Bundle Deals

If you’re planning to purchase bedding or a foundation to go with your mattress, you may be able to take advantage of bundling deals. Many companies offer discounts when you purchase pillows, sheets, or foundations at the same time as the mattress.

Video: How to Buy a Mattress on a Budget

You don’t have to sacrifice quality construction or comfort to find a budget-friendly mattress. Watch our video to take a look at the materials, construction, performance, and overall value of a mattress.

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How We Test

After years of testing sleep products across all price-points, we’ve learned how to identify the mattresses that deliver the best value for the money. Our top choices were subjected to our rigorous testing methodology, which involves in-person testing, technology-aided data collection, and the most up-to-date research on health and sleep. 

Since each individual has different needs for a mattress, our testing team spans a wide range of body types, sleeping positions, and preferences.

Frequently Asked Questions

What is the best mattress for the money?

The best mattress for the money is the one that accommodates your needs while staying within your budget. You can further assess the quality of a mattress by considering its materials, construction, special features, and whether it comes with a sleep trial or warranty.

When is the best time to buy a mattress?

The best time to buy a mattress is usually around holidays, especially on Cyber Monday and Black Friday, when stores and companies offer major discounts. That said, you can often find coupons and discounts year round with a quick online search. Some companies also offer price-match guarantees.

Is it better to buy a more expensive mattress?

While mattress quality corresponds loosely to price, a more expensive mattress is not necessarily better. A number of factors may raise the price of a mattress, from brand name recognition to special features that only benefit certain types of sleepers. It’s best to consider what’s important to you in a mattress rather than focusing exclusively on price. There are plenty of great mattresses available at mid-range or budget prices.

How much should you spend on a mattress?

Mattresses range in price from $500 to over $2,500, and you should plan to spend somewhere in the middle range, depending on your budget. Each sleeper has unique needs, and the mattress that accommodates yours may not be the most expensive one. How much you need to spend will depend on the mattress’ size, type, and special features, among other factors.

How can you extend your mattress’ lifespan?

You can make your mattress last longer by using a mattress pad to protect the surface, and by cleaning and rotating the mattress regularly. These steps help the mattress hold its value, as performance tends to decline with heavy wear and tear.

About the Author

David Rubin

David Rubin

Director of Product Testing for Sleep Doctor

Position: Side Sleeper

Temperature: Hot Sleeper

Chronotype: Lion

David is a Certified Sleep Science Coach with a lifelong passion for well-being and health optimization. His interest in sleep developed with the arrival of his son, when sleep suddenly became a precious commodity. Since then, David has researched everything from bedtime routines to mattress toppers in his quest for a great night’s sleep.

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