Out of pocket costs for Home Sleep Studies vary depending on your insurance plan. While some plans cover the full cost, you may still be responsible for a copay, deductible, or coinsurance. We will verify your insurance and provide you with your actual costs, then you can decide if it is more cost effective for you to use your insurance or to pay cash.
Terminology:
Copay: A copay is a fixed amount of money you pay for a health care service, like a doctor’s visit, every time you go. For example, you might pay $20 when you see the doctor, and your insurance covers the rest.
Deductible: A deductible is the amount of money you have to pay for health care services before your insurance starts to help pay. If your deductible is $500, you have to pay the first $500 of your medical bills, and then your insurance will start paying for the rest.
Coinsurance: Coinsurance is the percentage of the cost of a medical service that you have to pay after you’ve met your deductible. For example, if you have 20% coinsurance, you pay 20% of the cost, and your insurance pays the other 80%.